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          Xinhua Credit
          Report

          The Past, the Present and the Future of Bank Branches in China

          November 18, 2019


          Abstract : The report mainly introduces the status quo of bank branches in China and offers some suggestions on how bank branches should adapt to and survive amid changes.

          The report written by ZHOU Ke, Bank of China Global Research Expert, mainly introduces the status quo of bank branches in China and offers some suggestions on how bank branches should adapt to and survive amid changes.

          According to the report, during 2006-2017, the number of bank branches in China grew steadily, however the total number decreased slightly in 2018. The number of branches of China's "Big Four" banks, which accounted for 29 percent of the total in 2018, has started to decline slightly over the past two years.

          Meanwhile, alternative channels of banking, including e-banking and non-branch physical facilities, have gained popularity thanks to technology upgrades. About 89 percent of banking transactions were completed off the counter in 2018, up from 54 percent in 2012, and the off-counter transaction volume and value in 2018 were 3.8 and 2.1 times of those in 2012 respectively.

          The report can be found in Xinhua Silk Road Database.

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          Keyword: report China-bank-branches

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